The Power To Borrow
Access to affordable and transparent digital loans, without the paperwork
Give workers access to short- to medium-term credit through a simple digital journey with no forms, no queues, and no hidden fees.
When your staff members need extra cash flow, they should not have to turn to expensive informal lenders. Power helps companies offer a simpler, more responsible way to borrow through a paperless experience that is fast, clear, and easy to use. Staff can access available limits digitally, request a loan in-app, and repay through agreed payroll processes.
Personalised Loan Access
Loan amounts, repayment periods and interest rates are set based on each employee’s profile. There’s no blanket rule for everyone.
Improved Credit Profile
As workers repay responsibly, their borrowing capacity improves. The system rewards discipline with better pricing and greater access.
Instant Digital Disbursement
Once approved, funds reach the worker’s mobile wallet or bank account instantly without the need for forms, queues or payslip info.
Clear pricing and repayment terms
The full cost, interest, and repayment schedule are shown upfront so workers can make informed decisions.
Integrated Repayments
Workers don't have to remember due dates or scramble to make payments. It happens automatically and transparently.
Frequently Asked Questions
Workers access loans through the Power app once their organisation is onboarded. After registering and completing verification, eligible workers can view loan options directly in the app. The system presents available loan amounts, repayment terms and costs before the worker confirms the request.
Loan eligibility is based on the worker’s Power profile, which considers employment information, earnings patterns and responsible use of the platform. This helps determine loan limits, repayment periods and rates so borrowing stays manageable and aligned with the worker’s income.
Repayments are structured and recovered automatically through the employer’s existing salary processing cycle. Once a loan is approved, the system schedules deductions according to the agreed terms. Workers do not need to remember repayment dates, and employers avoid manual tracking or collections.
No. Loan requests are handled within the Power platform. Eligibility, limits and repayment schedules are determined automatically by the system. HR and Finance teams do not need to review or approve individual borrowing requests.
Power to Borrow is designed to operate without additional administrative costs to the employer. Any borrowing costs applicable to the worker are displayed clearly in the app before they confirm the loan.
Activating Power to Borrow follows the same onboarding process as other Power services. Once your organisation is onboarded and worker details are uploaded through the Power Portal, eligible workers can access borrowing options through the app without additional setup from HR or Finance.
Workers contact Power’s support team directly through the app or official support channels.
Kenya: +254 711 08 22 22
Uganda: +256 762 979 644
Power manages loan inquiries, repayment questions, and technical issues, while HR or Finance is only involved if a worker status verification is required.
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