Employees enroll in insurance directly through the Power app once their organisation is onboarded. They can review available plans from licensed insurance partners, select the cover that suits them, and complete enrollment digitally within minutes.

Coverage begins as soon as the employee completes enrollment and the policy is confirmed by the insurance partner. Because premiums can be financed, employees receive immediate coverage without needing to pay the full amount upfront.

Premiums are structured into manageable installments that are recovered through scheduled deductions from the employee’s earnings. This allows employees to access insurance protection immediately while spreading the cost over time.

Insurance policies and claims are handled directly by the licensed insurance partner. Employees can view policy details, submit claims, and receive updates through the insurer’s support channels.

No. HR teams are not responsible for managing policies or claims. Employees interact directly with the insurance partner for policy information and claims support, which reduces administrative workload for the organisation.

Power to Protect is designed to operate without additional administrative cost to the employer. Employees choose their coverage and manage their policies independently through the platform.

Employees can access support directly from the insurance provider through their official support channels. Power provides platform support if there are questions related to enrollment or system access.