Digital Solutions for SACCOs & Cooperatives
Digitise member services without losing the relationship.
SACCOs and cooperatives play a vital role in financial inclusion across Africa. However, many organisations still rely on manual systems for member loans, savings management and record keeping.
Power enables co-ops and SACCOs to offer members a more convenient financial experience through digital tools for access, savings, borrowing, and protection. The goal is not to replace your institution. It is to help you serve members with greater speed, visibility, and operational ease.
Through the Power platform, SACCOs can:
- Digitise member loan applications and approvals
- Bring key services closer to members through mobile-first tools and simplified digital journeys
- Make it easier for members to transact, save, borrow, and stay informed wherever they are
- Operate with strong controls, structured workflows, and the visibility needed for trust and compliance.
The platform integrates with employer payroll structures, making contributions and repayments more reliable.
Power supports the transition from manual cooperative management to modern digital financial ecosystems.

What members can access
- Instant mobile loans and fast disbursement
- Digital savings and deposits
- Tailored loans based on a digital record
- Affordable protection options with premium financing
What members can access
- Instant mobile loans and fast disbursement
- Digital savings and deposits
- Tailored loans based on a digital record
- Affordable protection options with premium financing
What your institution gains
- Reduced paperwork and administrative overhead
- Improved member experience
- Faster service delivery for members
- More transparent financial records
- Expanded financial services without building new technology
Flexible deployment
Deploy Power in the way that suits your setup:
- as a standalone mobile lending and deposit app
- or as a companion to your core banking environment
Flexible deployment
Deploy Power in the way that suits your setup:
- as a standalone mobile lending and deposit app
- or as a companion to your core banking environment
Operational strengths
- Partner portal
- Reports dashboard
- Mobile apps
- USSD support
- Staff training and onboarding support
- Dedicated account management and SLA-backed support
Security and compliance
Power is built to support secure, well-governed digital operations through strong access controls, audit visibility, transaction safeguards, and data protection-conscious workflows.
Security and compliance
Power is built to support secure, well-governed digital operations through strong access controls, audit visibility, transaction safeguards, and data protection-conscious workflows.
Our Solutions
Pay
Power To Pay
Everyday payments and cash flow tools built into workplace banking so workers can manage money smoothly.
Save
Borrow
Protect
Plan
Power To Plan
Power to Plan will help workers build healthier financial futures through simple, personalised guidance, planning tools and financial education.